A Non-Qualifying Refund is a one-time lump sum payment that is paid to a member

Who is entitled?

  • A member who have retired from work from the retirement age of 65 years or later but does not satisfy the criteria to qualify for a monthly pension (10 years continuous immediately prior to retirement or 20 years aggregate contribution since 1979).
  • A member does not qualify for Incapacity Benefit and is unable to work and contribute more.
  • In cases where there is no nomination, his/her heirs in the absence of the above.