Overview
An Incapacity Pension is a monthly financial benefit for members who have not yet reached the prescribed age pension (65 years old) but are unable to work because of ill health. The Incapacity Pension is determined by the Functional Capacity Assessment Board (FCAB). The pension is awarded when the FCAB certifies the severity of the applicant’s functioning restrictions.
Duration
The Incapacity Pension may be awarded for life or for a fixed period subject to review, in line with the FCAB’s recommendation.
Eligibility Criteria
To qualify for an Incapacity Pension, a member must:
- Be Certified by the Functional Capacity Assessment Board (FCAB) as having severe or very severe functioning restrictions and / or a moderate functioning restrictions for a period of one year or more
- Meet the contribution requirement to one of the following: Seychelles Pension Fund, Seychelles Pension Scheme or the Social Security Fund
- Continuous contributions for the last 10 years immediately prior to certification or
- Contributions aggregating to 20 years or more since 1979
How the FCAB decision affects the Pension?
The FCAB assesses the member’s level of functional restriction and recommends whether the pension should be paid for life or for a limited period with future reviews. The FCAB Board’s approval is a key requirement for benefit approval.
Applying for an Incapacity Pension
Members seeking this pension must apply with supporting medical evidence for assessment by the FCAB. Specific application forms and submission instructions are available from the link https://pensionfund.sc/download/incapacity-monthly-pension-application-form/
Need help? For application, supporting document or to book an FCAAB assessment, contact your pension fund office on 4294650